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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,172 | $50,464-71.9% | $75,784-81.3% | $52,331-72.9% |
| Participation rate | 86.1% | 66.8%+19.3pp | 75.8%+10.3pp | 68.1%+18.0pp |
| Annual return | 4.41% | 1.03%+3.4pp | 9.68%-5.3pp | 4.54%-0.1pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $3,323-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $2,941 | $2,570+14.4% | $3,652-19.5% | $3,022-2.7% |
| Admin fee / account holder | $1,025 | $1,103-7.1% | $5,300-80.7% | $592+73.2% |