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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,409 | $160,040+52.7% | $147,096+66.2% | $145,877+67.5% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 9.73% | 98.49%-88.8pp | 419.75%-410.0pp | 551.28%-541.6pp |
| Employer contribution / active EE | $3,300 | $5,289-37.6% | $4,936-33.1% | $4,663-29.2% |
| Participant deferral / active EE | $3,300 | $8,429-60.8% | $8,071-59.1% | $6,691-50.7% |
| Admin fee / account holder | $1,693 | $15,050-88.8% | $13,005-87.0% | $13,402-87.4% |