Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,368 | $217,432-89.3% | $185,851-87.4% | $167,553-86.1% |
| Participation rate | 61.5% | 86.1%-24.5pp | 81.7%-20.2pp | 82.1%-20.6pp |
| Annual return | 14.35% | 148.43%-134.1pp | 122.11%-107.8pp | 478.89%-464.5pp |
| Employer contribution / active EE | $1,156 | $5,874-80.3% | $5,168-77.6% | $4,840-76.1% |
| Participant deferral / active EE | $2,365 | $6,357-62.8% | $5,569-57.5% | $6,343-62.7% |
| Admin fee / account holder | $480 | $19,820-97.6% | $16,245-97.0% | $12,316-96.1% |