Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,390 | $49,025-74.7% | $87,502-85.8% | $62,881-80.3% |
| Participation rate | 69.4% | 64.9%+4.6pp | 73.8%-4.4pp | 69.3%+0.1pp |
| Annual return | 3.63% | 10.02%-6.4pp | 12.21%-8.6pp | 20.14%-16.5pp |
| Employer contribution / active EE | $1,862 | $1,372+35.7% | $2,550-27.0% | $2,281-18.4% |
| Participant deferral / active EE | $3,083 | $2,289+34.6% | $3,149-2.1% | $3,203-3.8% |
| Admin fee / account holder | $1,402 | $4,065-65.5% | $4,221-66.8% | $4,296-67.4% |