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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,464 | $171,867+6.7% | $149,716+22.5% | $147,585+24.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 5.59% | 2113.36%-2107.8pp | 1501.67%-1496.1pp | 578.58%-573.0pp |
| Employer contribution / active EE | $28,000 | $6,275+346.2% | $5,444+414.3% | $4,876+474.2% |
| Participant deferral / active EE | $18,222 | $7,270+150.6% | $6,568+177.4% | $5,439+235.0% |
| Admin fee / account holder | $23,624 | $13,799+71.2% | $11,282+109.4% | $10,886+117.0% |