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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,301 | $81,763-54.4% | $58,561-36.3% | $139,466-73.3% |
| Participation rate | 57.1% | 61.3%-4.2pp | 50.9%+6.3pp | 80.3%-23.2pp |
| Annual return | 20.54% | 7427.77%-7407.2pp | 4251.33%-4230.8pp | 373.66%-353.1pp |
| Employer contribution / active EE | $490 | $1,398-64.9% | $1,053-53.5% | $4,754-89.7% |
| Participant deferral / active EE | $3,383 | $2,555+32.4% | $1,923+75.9% | $6,712-49.6% |
| Admin fee / account holder | $283 | $3,273-91.4% | $2,520-88.8% | $11,409-97.5% |