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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,373 | $148,623-58.0% | $135,974-54.1% | $139,466-55.3% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 16.81% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,456 | $5,246-72.2% | $4,859-70.0% | $4,754-69.4% |
| Participant deferral / active EE | $3,088 | $8,103-61.9% | $7,760-60.2% | $6,712-54.0% |
| Admin fee / account holder | $21,542 | $12,406+73.6% | $10,767+100.1% | $11,409+88.8% |