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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,858 | $124,330+68.0% | $109,173+91.3% | $167,536+24.7% |
| Participation rate | 92.9% | 79.5%+13.4pp | 75.9%+17.0pp | 82.1%+10.7pp |
| Annual return | 11.02% | 26.04%-15.0pp | 25.75%-14.7pp | 478.82%-467.8pp |
| Employer contribution / active EE | $4,291 | $4,209+2.0% | $3,723+15.3% | $4,839-11.3% |
| Participant deferral / active EE | $6,403 | $5,256+21.8% | $4,654+37.6% | $6,342+1.0% |
| Admin fee / account holder | $1,889 | $7,974-76.3% | $6,755-72.0% | $12,315-84.7% |