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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,830 | $78,694-91.3% | $67,653-89.9% | $125,388-94.6% |
| Participation rate | 46.2% | 78.8%-32.7pp | 75.7%-29.5pp | 83.2%-37.0pp |
| Annual return | -9.39% | 9.46%-18.8pp | 6625.22%-6634.6pp | 282.24%-291.6pp |
| Employer contribution / active EE | $787 | $3,044-74.1% | $2,266-65.3% | $4,866-83.8% |
| Participant deferral / active EE | $2,777 | $4,292-35.3% | $3,560-22.0% | $5,352-48.1% |
| Admin fee / account holder | $0 | $7,403-100.0% | $4,821-100.0% | $9,541-100.0% |