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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,521 | $227,399-43.0% | $189,758-31.7% | $198,609-34.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 21.90% | 61.03%-39.1pp | 52.62%-30.7pp | 202.70%-180.8pp |
| Employer contribution / active EE | $5,914 | $5,526+7.0% | $4,767+24.1% | $5,055+17.0% |
| Participant deferral / active EE | $6,706 | $6,837-1.9% | $5,856+14.5% | $6,977-3.9% |
| Admin fee / account holder | $3,571 | $25,162-85.8% | $20,388-82.5% | $19,030-81.2% |