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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,521 | $185,312-30.1% | $161,489-19.8% | $154,746-16.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.90% | 103.84%-81.9pp | 89.72%-67.8pp | 172.34%-150.4pp |
| Employer contribution / active EE | $5,914 | $4,769+24.0% | $4,268+38.5% | $4,379+35.0% |
| Participant deferral / active EE | $6,706 | $6,350+5.6% | $5,630+19.1% | $6,730-0.4% |
| Admin fee / account holder | $3,571 | $18,654-80.9% | $16,006-77.7% | $14,365-75.1% |