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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,707 | $171,867-71.1% | $149,721-66.8% | $147,586-66.3% |
| Participation rate | 58.3% | 88.2%-29.9pp | 87.1%-28.7pp | 82.8%-24.5pp |
| Annual return | 26.23% | 2113.36%-2087.1pp | 1501.67%-1475.4pp | 578.59%-552.4pp |
| Employer contribution / active EE | $3,072 | $6,275-51.0% | $5,444-43.6% | $4,876-37.0% |
| Participant deferral / active EE | $5,726 | $7,270-21.2% | $6,568-12.8% | $5,439+5.3% |
| Admin fee / account holder | $10,105 | $13,799-26.8% | $11,282-10.4% | $10,886-7.2% |