Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,938 | $75,183-33.6% | $123,894-59.7% | $55,167-9.5% |
| Participation rate | 49.6% | 72.8%-23.3pp | 81.4%-31.8pp | 69.0%-19.4pp |
| Annual return | 31.76% | 19.01%+12.7pp | 47.52%-15.8pp | 169.23%-137.5pp |
| Employer contribution / active EE | $0 | $2,823-100.0% | $4,617-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $5,066 | $5,084-0.4% | $5,984-15.3% | $3,054+65.9% |
| Admin fee / account holder | $676 | $663+2.0% | $8,357-91.9% | $504+34.2% |