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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,305 | $150,446+81.0% | $136,297+99.8% | $147,585+84.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.10% | 1049.14%-1029.0pp | 5156.19%-5136.1pp | 578.58%-558.5pp |
| Employer contribution / active EE | $24,538 | $5,256+366.8% | $4,696+422.6% | $4,876+403.2% |
| Participant deferral / active EE | $23,143 | $6,631+249.0% | $6,247+270.5% | $5,439+325.5% |
| Admin fee / account holder | $6,227 | $10,906-42.9% | $9,244-32.6% | $10,886-42.8% |