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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,699 | $76,551-59.9% | $123,894-75.2% | $62,881-51.2% |
| Participation rate | 79.4% | 73.0%+6.4pp | 81.4%-2.0pp | 69.3%+10.1pp |
| Annual return | 25.23% | 18.68%+6.6pp | 47.52%-22.3pp | 20.14%+5.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $7,166 | $4,840+48.1% | $5,984+19.8% | $3,203+123.7% |
| Admin fee / account holder | $1,706 | $4,826-64.7% | $8,357-79.6% | $4,296-60.3% |