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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,657 | $140,578-96.7% | $100,671-95.4% | $125,388-96.3% |
| Participation rate | 0.0% | 80.4%-80.4pp | 70.7%-70.7pp | 83.2%-83.2pp |
| Annual return | -1.85% | 24.67%-26.5pp | 20.43%-22.3pp | 282.24%-284.1pp |
| Employer contribution / active EE | $0 | $5,965-100.0% | $4,012-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $0 | $3,981-100.0% | $3,144-100.0% | $5,352-100.0% |
| Admin fee / account holder | $146,508 | $6,716+2081.4% | $4,850+2920.9% | $9,541+1435.6% |