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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,077 | $160,059-81.8% | $140,019-79.2% | $135,379-78.5% |
| Participation rate | 93.3% | 88.5%+4.8pp | 87.5%+5.8pp | 82.6%+10.7pp |
| Annual return | -8.45% | 911.44%-919.9pp | 651.15%-659.6pp | 519.79%-528.2pp |
| Employer contribution / active EE | $6,866 | $6,420+6.9% | $5,605+22.5% | $4,779+43.7% |
| Participant deferral / active EE | $6,433 | $7,641-15.8% | $6,927-7.1% | $5,609+14.7% |
| Admin fee / account holder | $3,559 | $13,328-73.3% | $10,705-66.8% | $10,828-67.1% |