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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,017 | $101,063+10.8% | $81,473+37.5% | $147,585-24.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 19.65% | 32.41%-12.8pp | 38.78%-19.1pp | 578.58%-558.9pp |
| Employer contribution / active EE | $4,376 | $3,206+36.5% | $2,568+70.4% | $4,876-10.3% |
| Participant deferral / active EE | $15,267 | $4,242+259.9% | $3,537+331.6% | $5,439+180.7% |
| Admin fee / account holder | $790 | $5,812-86.4% | $4,561-82.7% | $10,886-92.7% |