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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,496 | $198,462-74.1% | $170,439-69.8% | $147,585-65.1% |
| Participation rate | 0.0% | 88.0%-88.0pp | 83.6%-83.6pp | 82.8%-82.8pp |
| Annual return | 14.49% | 257.30%-242.8pp | 205.94%-191.4pp | 578.58%-564.1pp |
| Employer contribution / active EE | $1,783 | $6,184-71.2% | $5,433-67.2% | $4,876-63.4% |
| Participant deferral / active EE | $5,674 | $5,629+0.8% | $4,939+14.9% | $5,439+4.3% |
| Admin fee / account holder | $14,053 | $16,852-16.6% | $13,881+1.2% | $10,886+29.1% |