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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $31,508 |
MARINER LLC1+ years Filed as: MWA HOLDCO, LLC Service code 15 · EIN 87-1928698 | Recordkeeping | $13,297 |
MARINER LLC1+ years Filed as: MARINER WEALTH ADVISORS, LLC Service code 15 · EIN 20-4553256 | Recordkeeping | $12,762 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,743 | $46,464-14.5% | $150,298-73.6% | $79,634-50.1% |
| Participation rate | 36.1% | 57.0%-20.9pp | 77.8%-41.7pp | 62.5%-26.4pp |
| Annual return | 17.33% | 27.89%-10.6pp | 62.79%-45.5pp | 36.46%-19.1pp |
| Employer contribution / active EE | $402 | $1,512-73.4% | $4,154-90.3% | $2,529-84.1% |
| Participant deferral / active EE | $2,348 | $2,157+8.9% | $5,453-56.9% | $3,835-38.8% |
| Admin fee / account holder | $242 | $891-72.8% | $14,116-98.3% | $1,002-75.9% |