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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,337 | $63,346-56.8% | $92,239-70.4% | $70,124-61.0% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 26.41% | 530.19%-503.8pp | 176.29%-149.9pp | 73.14%-46.7pp |
| Employer contribution / active EE | $5,843 | $2,471+136.4% | $3,680+58.8% | $2,342+149.4% |
| Participant deferral / active EE | $700 | $2,854-75.5% | $3,897-82.0% | $3,332-79.0% |
| Admin fee / account holder | $2,636 | $3,841-31.4% | $5,194-49.3% | $4,645-43.3% |