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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,831 | $127,386-79.7% | $115,037-77.5% | $125,388-79.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.44% | 31.28%-33.7pp | 26.14%-28.6pp | 282.24%-284.7pp |
| Employer contribution / active EE | $5,752 | $5,166+11.3% | $4,608+24.8% | $4,866+18.2% |
| Participant deferral / active EE | $7,822 | $6,423+21.8% | $6,026+29.8% | $5,352+46.2% |
| Admin fee / account holder | $352 | $9,516-96.3% | $8,175-95.7% | $9,541-96.3% |