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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,393 | $110,212-87.8% | $96,534-86.1% | $139,466-90.4% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 10.60% | 26.42%-15.8pp | 25.88%-15.3pp | 373.66%-363.1pp |
| Employer contribution / active EE | $1,111 | $3,620-69.3% | $2,965-62.5% | $4,754-76.6% |
| Participant deferral / active EE | $2,387 | $5,547-57.0% | $4,851-50.8% | $6,712-64.4% |
| Admin fee / account holder | $4,838 | $11,599-58.3% | $8,253-41.4% | $11,409-57.6% |