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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,171 | $45,043+98.0% | $63,005+41.5% | $70,124+27.2% |
| Participation rate | 100.0% | 69.5%+30.5pp | 74.8%+25.2pp | 69.5%+30.5pp |
| Annual return | 18.41% | 18.76%-0.4pp | 87.59%-69.2pp | 73.14%-54.7pp |
| Employer contribution / active EE | $6,867 | $2,052+234.6% | $2,760+148.8% | $2,342+193.2% |
| Participant deferral / active EE | $4,842 | $2,466+96.4% | $3,329+45.4% | $3,332+45.3% |
| Admin fee / account holder | $1,532 | $2,833-45.9% | $3,599-57.4% | $4,645-67.0% |