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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,331 | $183,516-22.4% | $155,534-8.5% | $145,884-2.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.37% | 61.43%-42.1pp | 64.92%-45.5pp | 551.85%-532.5pp |
| Employer contribution / active EE | $2,816 | $5,315-47.0% | $4,675-39.8% | $4,662-39.6% |
| Participant deferral / active EE | $6,503 | $6,467+0.6% | $5,630+15.5% | $6,690-2.8% |
| Admin fee / account holder | $554 | $19,293-97.1% | $15,900-96.5% | $13,392-95.9% |