Filed May 12, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,318 | $72,177-41.4% | $115,037-63.2% | $59,632-29.0% |
| Participation rate | 54.3% | 72.6%-18.3pp | 81.4%-27.1pp | 68.7%-14.4pp |
| Annual return | -0.68% | 12.02%-12.7pp | 26.14%-26.8pp | 2041.28%-2042.0pp |
| Employer contribution / active EE | $1,670 | $2,841-41.2% | $4,608-63.8% | $2,203-24.2% |
| Participant deferral / active EE | $2,141 | $4,783-55.2% | $6,026-64.5% | $3,192-32.9% |
| Admin fee / account holder | $4,082 | $4,927-17.2% | $8,175-50.1% | $4,297-5.0% |