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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,793 | $135,956-74.4% | $123,894-71.9% | $273,972-87.3% |
| Participation rate | 90.0% | 84.1%+5.9pp | 81.4%+8.6pp | 83.0%+7.0pp |
| Annual return | 10.24% | 56.63%-46.4pp | 47.52%-37.3pp | 41.46%-31.2pp |
| Employer contribution / active EE | $1,494 | $5,170-71.1% | $4,617-67.6% | $4,869-69.3% |
| Participant deferral / active EE | $7,314 | $6,343+15.3% | $5,984+22.2% | $5,287+38.3% |
| Admin fee / account holder | $467 | $9,817-95.2% | $8,357-94.4% | $10,133-95.4% |