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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,080 | $148,629+5.0% | $135,982+14.8% | $139,487+11.9% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 16.18% | 79.33%-63.1pp | 68.32%-52.1pp | 373.84%-357.7pp |
| Employer contribution / active EE | $7,431 | $5,247+41.6% | $4,859+52.9% | $4,755+56.3% |
| Participant deferral / active EE | $20,394 | $8,102+151.7% | $7,760+162.8% | $6,713+203.8% |
| Admin fee / account holder | $3,416 | $12,406-72.5% | $10,767-68.3% | $11,407-70.1% |