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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,559 | $144,130-88.5% | $117,860-85.9% | $147,585-88.8% |
| Participation rate | 71.4% | 83.4%-12.0pp | 79.7%-8.2pp | 82.8%-11.4pp |
| Annual return | 16.76% | 531.20%-514.4pp | 335.10%-318.3pp | 578.58%-561.8pp |
| Employer contribution / active EE | $1,618 | $4,897-67.0% | $3,786-57.3% | $4,876-66.8% |
| Participant deferral / active EE | $3,255 | $5,316-38.8% | $4,482-27.4% | $5,439-40.2% |
| Admin fee / account holder | $694 | $10,887-93.6% | $8,021-91.3% | $10,886-93.6% |