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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,506 | $85,766+248.0% | $136,297+119.0% | $70,124+325.7% |
| Participation rate | 89.6% | 74.2%+15.4pp | 81.9%+7.7pp | 69.5%+20.0pp |
| Annual return | 17.84% | 31.45%-13.6pp | 5156.19%-5138.4pp | 73.14%-55.3pp |
| Employer contribution / active EE | $12,496 | $2,966+321.3% | $4,696+166.1% | $2,342+433.5% |
| Participant deferral / active EE | $11,215 | $5,051+122.0% | $6,247+79.5% | $3,332+236.6% |
| Admin fee / account holder | $1,872 | $5,420-65.5% | $9,244-79.8% | $4,645-59.7% |