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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,036 | $102,385+285.8% | $147,080+168.6% | $80,935+388.1% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 14.03% | 135.09%-121.1pp | 420.17%-406.1pp | 35.66%-21.6pp |
| Employer contribution / active EE | $11,995 | $3,717+222.7% | $4,933+143.1% | $2,757+335.1% |
| Participant deferral / active EE | $12,621 | $6,651+89.8% | $8,066+56.5% | $4,299+193.5% |
| Admin fee / account holder | $40,640 | $7,951+411.1% | $12,989+212.9% | $6,924+486.9% |