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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,036 | $102,393+285.8% | $147,041+168.7% | $80,911+388.2% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 14.03% | 134.95%-120.9pp | 419.21%-405.2pp | 35.63%-21.6pp |
| Employer contribution / active EE | $11,995 | $3,715+222.9% | $4,935+143.1% | $2,756+335.3% |
| Participant deferral / active EE | $12,621 | $6,647+89.9% | $8,071+56.4% | $4,297+193.7% |
| Admin fee / account holder | $40,640 | $7,943+411.6% | $13,006+212.5% | $6,935+486.0% |