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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,897 | $78,976-31.8% | $100,383-46.3% | $74,546-27.7% |
| Participation rate | 97.6% | 79.5%+18.1pp | 81.5%+16.1pp | 67.2%+30.4pp |
| Annual return | 222.05% | 20.62%+201.4pp | 49.26%+172.8pp | 1366.03%-1144.0pp |
| Employer contribution / active EE | $3,826 | $3,019+26.7% | $3,944-3.0% | $2,624+45.8% |
| Participant deferral / active EE | $9,035 | $7,758+16.5% | $8,086+11.7% | $4,347+107.8% |
| Admin fee / account holder | $10,268 | $1,330+672.1% | $7,900+30.0% | $1,944+428.3% |