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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,897 | $79,045-31.8% | $100,378-46.3% | $74,429-27.6% |
| Participation rate | 97.6% | 79.4%+18.1pp | 81.5%+16.1pp | 67.2%+30.4pp |
| Annual return | 222.05% | 20.61%+201.4pp | 49.41%+172.6pp | 1368.38%-1146.3pp |
| Employer contribution / active EE | $3,826 | $3,015+26.9% | $3,942-2.9% | $2,625+45.8% |
| Participant deferral / active EE | $9,035 | $7,751+16.6% | $8,087+11.7% | $4,348+107.8% |
| Admin fee / account holder | $10,268 | $1,335+669.2% | $7,899+30.0% | $1,944+428.1% |