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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,418 | $82,678-65.6% | $125,391-77.3% | $68,490-58.5% |
| Participation rate | 92.6% | 75.1%+17.5pp | 82.4%+10.2pp | 67.9%+24.7pp |
| Annual return | -20.20% | -5.97%-14.2pp | 572.41%-592.6pp | -7.85%-12.3pp |
| Employer contribution / active EE | $2,900 | $3,382-14.2% | $4,816-39.8% | $2,597+11.7% |
| Participant deferral / active EE | $6,244 | $6,111+2.2% | $7,448-16.2% | $4,028+55.0% |
| Admin fee / account holder | $763 | $6,277-87.8% | $10,009-92.4% | $5,403-85.9% |