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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,769 | $99,079-75.0% | $78,002-68.2% | $273,972-91.0% |
| Participation rate | 82.4% | 78.6%+3.8pp | 75.5%+6.8pp | 83.0%-0.7pp |
| Annual return | 3.70% | 217.93%-214.2pp | 425.99%-422.3pp | 41.46%-37.8pp |
| Employer contribution / active EE | $93 | $3,308-97.2% | $2,470-96.2% | $4,869-98.1% |
| Participant deferral / active EE | $1,722 | $4,306-60.0% | $3,497-50.8% | $5,287-67.4% |
| Admin fee / account holder | $7,571 | $8,954-15.4% | $5,481+38.1% | $10,133-25.3% |