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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $106,710 |
STRATEGIC ADVISORS, INC.9 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $80,763 |
RUBINBROWN LLP1 year Service code 10 · EIN 43-0765316 | Accounting | $31,700 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,621 | $122,128+153.5% | $147,117+110.5% | $200,096+54.7% |
| Participation rate | 96.6% | 78.2%+18.4pp | 82.2%+14.4pp | 72.0%+24.6pp |
| Annual return | 16.98% | 30.58%-13.6pp | 420.54%-403.6pp | 34.26%-17.3pp |
| Employer contribution / active EE | $12,131 | $4,093+196.4% | $4,932+145.9% | $3,038+299.4% |
| Participant deferral / active EE | $12,639 | $8,484+49.0% | $8,065+56.7% | $5,090+148.3% |
| Admin fee / account holder | $97 | $180-46.0% | $12,993-99.3% | $269-64.0% |