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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,910 | $90,486-15.0% | $78,676-2.2% | $273,972-71.9% |
| Participation rate | 73.7% | 76.5%-2.8pp | 73.6%+0.1pp | 83.0%-9.3pp |
| Annual return | 6.75% | 75.62%-68.9pp | 62.19%-55.4pp | 41.46%-34.7pp |
| Employer contribution / active EE | $1,347 | $3,175-57.6% | $2,850-52.7% | $4,869-72.3% |
| Participant deferral / active EE | $2,564 | $3,901-34.3% | $3,517-27.1% | $5,287-51.5% |
| Admin fee / account holder | $1,741 | $5,263-66.9% | $4,510-61.4% | $10,133-82.8% |