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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,285 | $153,769+11.4% | $133,975+27.8% | $273,972-37.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.25% | 36.51%-30.3pp | 29.29%-23.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $9,745 | $6,029+61.6% | $5,211+87.0% | $4,869+100.1% |
| Participant deferral / active EE | $22,779 | $6,958+227.4% | $6,282+262.6% | $5,287+330.8% |
| Admin fee / account holder | $4,598 | $11,765-60.9% | $9,324-50.7% | $10,133-54.6% |