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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,535 | $162,136+138.4% | $152,301+153.8% | $154,746+149.8% |
| Participation rate | 94.4% | 84.1%+10.3pp | 82.4%+12.0pp | 80.7%+13.7pp |
| Annual return | 18.54% | 91.02%-72.5pp | 80.50%-62.0pp | 172.34%-153.8pp |
| Employer contribution / active EE | $19,314 | $4,890+295.0% | $4,624+317.7% | $4,379+341.1% |
| Participant deferral / active EE | $12,984 | $8,341+55.7% | $8,004+62.2% | $6,730+92.9% |
| Admin fee / account holder | $6,719 | $15,759-57.4% | $14,398-53.3% | $14,365-53.2% |