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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,481 | $198,457-89.7% | $170,435-88.0% | $147,586-86.1% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 18.88% | 257.30%-238.4pp | 205.94%-187.1pp | 578.59%-559.7pp |
| Employer contribution / active EE | $3,413 | $6,183-44.8% | $5,432-37.2% | $4,876-30.0% |
| Participant deferral / active EE | $6,764 | $5,629+20.2% | $4,939+36.9% | $5,439+24.4% |
| Admin fee / account holder | $1,012 | $16,852-94.0% | $13,881-92.7% | $10,886-90.7% |