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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,414 | $175,231-79.8% | $149,696-76.3% | $139,466-74.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 28.56% | 166.77%-138.2pp | 134.46%-105.9pp | 373.66%-345.1pp |
| Employer contribution / active EE | $5,194 | $5,478-5.2% | $4,821+7.7% | $4,754+9.3% |
| Participant deferral / active EE | $8,681 | $6,521+33.1% | $5,682+52.8% | $6,712+29.3% |
| Admin fee / account holder | $349 | $16,155-97.8% | $13,212-97.4% | $11,409-96.9% |