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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,933 | $131,835-92.5% | $108,582-90.9% | $273,972-96.4% |
| Participation rate | 29.2% | 83.5%-54.3pp | 79.6%-50.4pp | 83.0%-53.8pp |
| Annual return | 19.95% | -91.57%+111.5pp | -51.70%+71.6pp | 41.46%-21.5pp |
| Employer contribution / active EE | $1,257 | $4,913-74.4% | $3,758-66.6% | $4,869-74.2% |
| Participant deferral / active EE | $1,597 | $5,127-68.8% | $4,311-62.9% | $5,287-69.8% |
| Admin fee / account holder | $42 | $10,253-99.6% | $7,645-99.5% | $10,133-99.6% |