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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,281 | $148,623+38.1% | $135,974+51.0% | $139,466+47.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.86% | 79.30%-58.4pp | 68.30%-47.4pp | 373.66%-352.8pp |
| Employer contribution / active EE | $14,675 | $5,246+179.7% | $4,859+202.0% | $4,754+208.7% |
| Participant deferral / active EE | $8,570 | $8,103+5.8% | $7,760+10.4% | $6,712+27.7% |
| Admin fee / account holder | $5,775 | $12,406-53.5% | $10,767-46.4% | $11,409-49.4% |