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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,828 | $98,776-27.3% | $149,745-52.0% | $79,856-10.1% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.5%+9.5pp | 69.6%+22.4pp |
| Annual return | 13.29% | 27.38%-14.1pp | 276.72%-263.4pp | 31.71%-18.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $10,713 | $5,681+88.6% | $6,843+56.6% | $3,741+186.4% |
| Admin fee / account holder | $1,672 | $6,053-72.4% | $9,312-82.0% | $5,306-68.5% |