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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,349 | $35,183-73.4% | $73,545-87.3% | $70,124-86.7% |
| Participation rate | 30.4% | 42.9%-12.5pp | 54.9%-24.5pp | 69.5%-39.1pp |
| Annual return | 0.00% | 26.90%-26.9pp | -15.16%+15.2pp | 73.14%-73.1pp |
| Employer contribution / active EE | $170 | $709-75.9% | $1,219-86.0% | $2,342-92.7% |
| Participant deferral / active EE | $881 | $1,220-27.8% | $1,806-51.2% | $3,332-73.6% |
| Admin fee / account holder | $511 | $2,302-77.8% | $2,320-78.0% | $4,645-89.0% |