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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,319 | $29,670-7.9% | $56,054-51.3% | $80,911-66.2% |
| Participation rate | 27.4% | 41.7%-14.3pp | 52.5%-25.1pp | 67.6%-40.3pp |
| Annual return | 12.15% | 35.24%-23.1pp | 1705.95%-1693.8pp | 35.63%-23.5pp |
| Employer contribution / active EE | $498 | $670-25.6% | $1,039-52.0% | $2,756-81.9% |
| Participant deferral / active EE | $1,408 | $1,227+14.8% | $1,952-27.9% | $4,297-67.2% |
| Admin fee / account holder | $3,135 | $2,431+29.0% | $2,822+11.1% | $6,935-54.8% |