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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,194 | $232,540-60.4% | $185,117-50.2% | $147,586-37.5% |
| Participation rate | 88.9% | 82.4%+6.5pp | 77.3%+11.6pp | 82.8%+6.1pp |
| Annual return | 6.84% | 43.03%-36.2pp | 40.50%-33.7pp | 578.59%-571.8pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,684 | $5,834+14.6% | $5,045+32.5% | $5,439+22.9% |
| Admin fee / account holder | $3,039 | $10,275-70.4% | $8,159-62.8% | $10,886-72.1% |