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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,507 | $85,766-65.6% | $136,298-78.4% | $70,126-57.9% |
| Participation rate | 86.7% | 74.2%+12.5pp | 81.9%+4.7pp | 69.5%+17.1pp |
| Annual return | 21.14% | 31.46%-10.3pp | 5156.27%-5135.1pp | 73.15%-52.0pp |
| Employer contribution / active EE | $2,533 | $2,966-14.6% | $4,696-46.1% | $2,343+8.1% |
| Participant deferral / active EE | $5,029 | $5,051-0.4% | $6,247-19.5% | $3,332+50.9% |
| Admin fee / account holder | $2,071 | $5,421-61.8% | $9,244-77.6% | $4,645-55.4% |