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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,766 | $198,457+16.8% | $170,435+36.0% | $147,586+57.0% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 19.38% | 257.30%-237.9pp | 205.94%-186.6pp | 578.59%-559.2pp |
| Employer contribution / active EE | $1,723 | $6,183-72.1% | $5,432-68.3% | $4,876-64.7% |
| Participant deferral / active EE | $5,684 | $5,629+1.0% | $4,939+15.1% | $5,439+4.5% |
| Admin fee / account holder | $1,966 | $16,852-88.3% | $13,881-85.8% | $10,886-81.9% |