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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 38-3220894 | Recordkeeping | $4,391 |
Filed as: JOHN HANCCOK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,064 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,198 | $60,165-78.1% | $74,184-82.2% | $55,167-76.1% |
| Participation rate | 97.4% | 74.2%+23.3pp | 76.6%+20.8pp | 69.0%+28.4pp |
| Annual return | 5.90% | 10.00%-4.1pp | 17.74%-11.8pp | 169.23%-163.3pp |
| Employer contribution / active EE | $1,772 | $1,600+10.8% | $2,370-25.2% | $1,963-9.7% |
| Participant deferral / active EE | $2,036 | $2,973-31.5% | $3,550-42.6% | $3,054-33.3% |
| Admin fee / account holder | $99 | $419-76.4% | $5,586-98.2% | $504-80.4% |