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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,100 | $56,110-78.4% | $94,993-87.3% | $70,124-82.7% |
| Participation rate | 86.7% | 65.0%+21.7pp | 73.9%+12.8pp | 69.5%+17.1pp |
| Annual return | 40.77% | 51.02%-10.3pp | 27.14%+13.6pp | 73.14%-32.4pp |
| Employer contribution / active EE | $1,503 | $1,442+4.2% | $2,603-42.3% | $2,342-35.8% |
| Participant deferral / active EE | $3,449 | $2,391+44.2% | $3,317+4.0% | $3,332+3.5% |
| Admin fee / account holder | $951 | $3,456-72.5% | $4,960-80.8% | $4,645-79.5% |