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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,164 | $150,446+25.1% | $136,297+38.1% | $147,585+27.5% |
| Participation rate | 92.9% | 84.4%+8.4pp | 81.9%+10.9pp | 82.8%+10.0pp |
| Annual return | 14.62% | 1049.14%-1034.5pp | 5156.19%-5141.6pp | 578.58%-564.0pp |
| Employer contribution / active EE | $9,779 | $5,256+86.0% | $4,696+108.3% | $4,876+100.5% |
| Participant deferral / active EE | $6,788 | $6,631+2.4% | $6,247+8.7% | $5,439+24.8% |
| Admin fee / account holder | $13,248 | $10,906+21.5% | $9,244+43.3% | $10,886+21.7% |